NBA Picks on Houston Rockets: Will It Win?

It has been a long time since we have seen Houston Rockets won the NBA. Thus, for Tony’s Picks NBA picks, should they select this team? Does it have what it takes to be the next champion?

Houston Rockets as One of Our NBA Picks 

The NBA will begin this month. At Tony’s Picks, they have been gathering their pre-season predictions. Unfortunately, Rockets team is not on anyone’s number 1 list. But it lands on several lists. 

One of its star players, James Harden, might likely to win the MVP. But he is not the favorite to win. He is only at the 9th on Tony’s Picks list. The Rockets had the most turmoil among the many teams in the NBA.

We ranked the Rockets at the bottom five of our list. You might find it amusing because of the team’s standing last season.

The Rockets, per se, have a better record than Warriors. Furthermore, they are fully healthy. They have not laid out their plans yet as to how to win the championship. However, they have designed their necessary moves to beat the Warriors.

As for the other NBA teams to win the title, Tony’s Picks cannot put the Lakers to their top list. The reason for this is that the team does not have a lot to offer.

It might have LeBron James and Anthony Davis. But some of its most valuable players are injured. Thus, they might need Davis to play center but he is not interested in taking the role.

In that case, Dwight Howard, the newly signed player, could take the center play. Unfortunately, he, too, has a serious injury in the past. JaVale McGee could replace Howard. But, he, too, cannot play more than 30 minutes per game.

The Clippers, on the other hand, might find it difficult to combine Paul George and Kawhi Leonard. Both of them have a severe injury in the past. Paul George, for one, had a shoulder injury that interfered with his game last season. Then again, the team might likely to take the title.

As we go back to the Rockets, the team might likely to win the title. But it is at the bottom of Tony’s Picks list. There are plenty of arguments about how Harden and Westbrook could co-exist.

These two are some of the most hated players in the league. But no one can take the fact that Russel is one of the best players today. He is a former MVP with an incredible motor. But no matter what stats he has, he is willing to sacrifice them so he and his team could win.

Some of you might also wonder about the Warrior’s destiny. Tony’s Picks do not believe that the team’s time has come to an end. Indeed, Kevin Durant is out. But the team still has the core 3 that allowed them to win its first title.

However, Tony’s Picks expectations for this team to win the title are low.

For Tony’s Picks guaranteed NBA picks, please subscribe to their premium picks today. To know more, please contact them at 888-711-1185.

NBA Picks

The Best Way to Take Corporate Headshots

Making a good impression can come down to something as simple as the photo you use on your business profile online or the headshot you place on your business card. Corporate headshots can be an essential way to create a good image of yourself for your company. Your executive headshots send a message to those within your company and business connections.

 

It’s always best to choose the right style when getting your headshot down. Everything from the setting to the lighting and the clothing can make a difference in how you convey yourself. Here are a few tips on getting the best headshot.

Read the full article here.

Selecting an Online Mediation Training Program

You have decided that you want a career change, or you want the opportunity to grow and advance further in your chosen field. Learning the skills involved in mediation can help put you on a career path that can be rewarding and valuable. Mediation has become more prevalent and used more by individuals and corporations today, and when you have the necessary skills, you can be involved in dispute resolution and be an essential asset to many businesses. Getting the proper training for mediation is a crucial first step for you, and selecting to use an online mediation training program can have some great benefits for you.

Selecting an online mediation training program

Training at Your Pace

In a perfect world, you would have plenty of time to take in-person training classes for face-to-face interactions. Many people find learning to be valuable this way, but in the world we live in today, it is not practical for everyone that wants to learn the crucial mediation skills you will need to succeed. An online program like what we offer at Edwards Mediation Academy is designed to allow you to take classes and do the training at your own pace. The instructional videos we provide can be viewed when you have the time to do it so you can absorb the material in a way that is best for you. This will allow the concepts you are taught to stay with you over time instead of you trying to cram material just for a test or an exam, only to have information fall by the wayside, so it is not there when you need it for practical work.

Online Gives You Class Choices

Going with an online mediation training program also allows you to select the training programs and classes that you want to take when you want and have the time to take them. Many in-person classes or training facilities do not offer a wide selection of programs all at once, making just a few classes available for a limited number of students at once. You may find they do not have the class you want at a particular time, or that you get shut out of programs that filled up quickly, meaning you must wait months for it to come around again. An online program gives you greater flexibility so you can choose the class you want when you want it.

An Online Training Program for You

If an online mediation training program is the way you want to go so you can advance your career, see what they have to offer here at Edwards Mediation Academy. They offer classes taught by experienced instructors with professional experience so that you can get the in-depth study you desire. See the programs they offer and learn more about them on our website and enroll in the classes that are best suited for your needs. If you have any questions or need assistance, you can contact them via email, the chat function on our site, the contact form on their website, or by calling them at (877) 927-1362.

The Importance of a Financial Advisory Service

Depending on where you grew up, financial health can mean something completely different from person to person. For the majority of the world, financial health is a foreign concept, seeing that most people live under the poverty line or barely scrape by.

However, there has never been a more pressing time to seek a financial advisory service than now. The divorce rate is picking up, and more mothers tend to parent alone. More often than not, they find themselves in situations where they need to live in a less than friendly environment or overwork themselves to support the family.

The impact on the youth

Unfortunately, the biggest victims of an unhealthy financial situation are always the children. They don’t have the means to fend for themselves and are reliant on their parent or parents. Seeing that there is one less income to rely on, the parent often needs to find extra work, and in the end, the child suffers.

If there is one thing that I am grateful for, it is that I never grew up thinking that the status of my bank balance, or the car that I drove, or the house that I lived in determined my value as a human being. We didn’t have much and my parents often had to make sacrifices to pay the bills. However, they never lived above their means and they made time for us.

Today, fewer people are as lucky as I was. The stats are not improving. The number of single moms has increased threefold over the last three decades. Close to 70% of those moms don’t even have $1000 in non-retirement savings.

The members of these households are much more likely to suffer from physical ill health due to continuous financial stress. Ultimately, this stress could lead to impaired cognitive development and lacking social skills. The result is poor academic performance and the cycle of ill financial health continues.

How do you turn it around?

As I mentioned earlier, I never grew up thinking that material possessions were the things that defined me as a person. Unfortunately, the world sells success as a fat bank balance and more stuff than you need. Whenever you party hard in your new designer wear and flashy car, you have it made (or you are up to your eyeballs in debt).

This type of thinking leads to poverty and bad financial decisions. Trying to keep up with the Jones’s is always going to leave you one step behind. For this reason, it is of the utmost importance to realize that your worth does not lie in the amount of money you have.

Today, I live a simple life. I can’t say that I have the newest car on the market or that I live in one of the mansions on the hill. I still have my problems, but money is not one of them. It’s not that I have more of it than I know how to spend; I just manage what I have to the best of my ability.

actual cash account

My wife and kids know that we will never be rich, but they also know is that they are taken care of and that they don’t need to worry about their basic needs. They don’t need to wonder where their next meal is coming from or where they are going to stay next month. The secret to my financial health is contentment.

Putting it into practice

I am not going to say that it is always easy, but being content is the one thing that keeps me from chasing things that I know will put me in a tight spot financially. I make a value assessment of anything that I want to buy and determine if it is something that I really need or if it is a want. As soon as I can make that distinction, the rest is easy.

My wife and I were in a tight spot a couple of years back and we decided to get our acts together. We cut our budget to the bone and started from zero. The first step was to pay off all our debt and clear the credit cards. From there we started to put some money away each month until we had an emergency fund ready.

Balance is key, so although we saved our money, we also made space for the odd splurge. However, when it is a calculated splurge, you know where your boundaries are and that keeps you from overspending.

We still don’t have all that much, but we know that our kids are looked after and all of us sleep sound in the evenings, knowing we don’t have to worry about money.

Conclusion

I know there are plenty of people who have dug themselves out of a nasty hole and built a healthy financial life because of it. Share your story below and feel free to give a couple of pointers. Who knows, maybe you can give a financial advisory service to someone who has a financial burden?

The Path to Mediation Excellence – not a Sprint but a Marathon!

Becoming a mediator was never meant to be an easy journey. It takes a lot of endurance, time, and practice. Before you’re able to get to the point where you can proudly proclaim to the world you’ve made it, a lot of sacrifices will have to be made.

Then again, no journey was ever meant to be a single-step process. If it were so, we’d all be in the right careers and professions right out of school. That’s not the case. Following ADR as a profession can be especially difficult from the perspective of a young person who wants to get into mediation excellence.

Good things take time

It’s a phrase that has been repeated so many times it’s likely to render some blind at the very sight of the phrase once more. With mediation training, you’ll come across the phrase over and over.

Experienced mediators and ADR professionals, when asked for insights regarding their time as mediators, often snarkily exclaim that “mediation is only for people with grey hair.” It’s another phrase that has been said so much by previous generations that many have considered it law.

The terrain has changed quite a bit over time, and coming across a 27-year-old mediator is far easier than it used to be. With a combination of motivation, training, skills, and, of course, experience, competency comes easily.

Take an online mediation course and gain the skill to engage your peers and drive them towards a solution to problems they are facing at home or in the workplace. It’s an art you’ll never regret learning.

Mediation Excellence

Creating your own opportunities

With that said, the market is still extremely skewed towards older generations when on the lookout for mediators. You don’t have to make a living off mediation to consider yourself a mediator.

The skills gained in the process are useful for helping people all around you settle their own disputes by creating a trusting environment. Being human beings, these kinds of squabbles are plentiful everywhere we go.

In other words, mediation isn’t a skill you just wait for. You have to create an opportunity at every instance you see fit. In the process, you’ll gather as much experience as you possibly can.

Shadow, Observe, Assist

Experience is the best teacher, and what better way to gain experience for your career in ADR other than shadowing real-life mediations? It’s from here that you’ll be able to learn how to preside over mediations in fields you’re not a specialist in.

For instance, these sessions will offer you a glimpse of what it’s like to mediate over people in the construction industry with a work dispute, even if you have no experience with construction law.

Forging ahead

Age does not directly correspond with your competence as a mediator, regardless of what they tell you. Challenge yourself – go for another mediation training program, take some more online ADR courses, maybe even get accredited.

That’s how you as a young mediator get the experience to forge ahead and gain the credibility you deserve. What comes next is up to you.

ETF Advice: What to Look Out For and Why to Use Them

ETFs (Exchange Traded Funds) are a great way for a person to create a diverse portfolio that is built upon passive trading. They have all the wonderful benefits of your normal stock trading like liquidity, low fees, and instant execution. However, they are not the end all, be all of your financial growth. We will give ETF advice on the benefits to ETFs but it’s better than you know some of the flaws that run the risk being drawn in by the promise of ETF investments.

Firstly, they are different from ETNs (Exchange Traded Note). They have a lot of the same feel and features as an ETNs but with a very big difference. ETNs carry more risk than the ETF will. If the company that issued you the ETN files for bankruptcy and goes under..good luck getting that money back. After a company declares bankruptcy you will likely want to get your share money back but you’ll probably have to spend time in bankruptcy court. Additionally, you may have been sold on an ETF due to their ability to be a low-cost investment option but some of them come with much higher fees long term than other options available to you on the market.

ETF Advice: What to Look Out For and Why to Use Them

One of the great things about ETFs is that they allow you to make moves in a single day. For example, if a certain stock is rising during a single day an investor can purchase an ETF on that stoke and sell it before the end of the day making a profit off o fit in a single day. ETFs allow an investor to do things like speculative trading. For those that don’t know, speculative trading is defined as, “Speculation involves trading a financial instrument involving high risk, in expectation of significant returns. The motive is to take maximum advantage from fluctuations in the market. Description: Speculators are prevalent in the markets where price movements of securities are highly frequent and volatile” ETFs are also great for people that love to save money (and who doesn’t love to save money?). When it comes to helping an investor like yourself ETFs are the way to go. They offer a lot of the same benefits you will see with index funds (defined as  “a type of mutual fund with a portfolio constructed to match or track the components of a market index”). ETFs have similar low turnover rates like index funds plus have the benefits of board diversification

One of the reigning reasons that people will choose ETFs over other options is that they are just easier to understand. They are great on costs, have wonderful flexibility and are a great option if you want a low-cost way of dipping your feet into the investment game. As for one final ETF advice, the reason why ETFs can become your go-to: they are very tax friendly. ETfs have lower capital gains compared to mutual funds. Mutual funds pass on their capital gain taxes to the next investor. ETF capital gains are payable when you sell the ETF.

The Path to Mediation Excellence – Not a Sprint but a Marathon!

Becoming a mediator was never meant to be an easy journey. It takes a lot of endurance, time and practice. Before you’re able to get to the point where you can proudly proclaim to the world you’ve made it, a lot of sacrifices will have to be made.

Then again, no journey was ever meant to be a single-step process. If it were so, we’d all be in the right careers and professions right out of school. That’s not the case. Following ADR as a profession can be especially difficult from the perspective of a young person who wants to get into mediation.

Good things take time

It’s a phrase that has been repeated so many times it’s likely to render some blind at the very sight of the phrase once more. With mediation training, you’ll come across the phrase over and over.

Experienced mediators and ADR professionals, when asked for insights regarding their time as mediators, often snarkily exclaim that, “mediation is only for people with grey hair.” It’s another phrase that has been said so much by previous generations that many have considered it law.

The terrain has changed quite a bit over time, and coming across a 27-year-old mediator is far easier than it used to be. With a combination of motivation, training, skills and, of course, experience, competency comes easily.

Take an online mediation course and gain the skill to engage your peers and drive them towards a solution to problems they are facing at home or in the workplace. It’s an art you’ll never regret learning.

Creating your own opportunities

With that said, the market is still extremely skewed towards older generations when on the lookout for mediators. You don’t have to make a living off mediation to consider yourself a mediator.

The skills gained in the process are useful for helping people all around you settle their own disputes by creating a trusting environment. Being human beings, these kinds of squabbles are plentiful everywhere we go.

In other words, mediation isn’t a skill that you wait to come to you. You have to create an opportunity at every instance that you see fit. In the process, you’ll gather as much experience as you possibly can.

Shadow, Observe, Assist

Experience is the best teacher, and what better way to gain experience for your career in ADR other than shadowing real-life mediations? It’s from here that you’ll be able to learn how to preside over mediations in fields you’re not a specialist in.

For instance, these sessions will offer you a glimpse of what it’s like to mediate over people in the construction industry with a work dispute, even if you have no experience with construction law.

Forging ahead

Age does not directly correspond with your competence as a mediator, regardless of what they tell you. Challenge yourself – go for another mediation training program, take some more online ADR courses, maybe even get accredited.

That’s how you as a young mediator get the experience to forge ahead and gain the credibility you deserve. What comes next is up to you.

Keep your Stocks on Track Using the 200-day Moving Average

If you are relatively new to the world of trading stocks and shares, then you may not yet be aware of the importance of the 200-day moving average in managing your stocks. Used by many traders to measure the amount of fluctuation in a share price, this can give you a much better idea of how the stocks will move on a monthly basis, rather than being influenced by daily or weekly shifts. Learning about this moving average, and how you can use it to be a better trader and stock analyst, will help you to keep your investments safe.

Understanding the 200-day moving average

The moving average, sometimes called the 200 day simple moving average, or SMA, is used to describe a stock in the last 40 trading weeks. This is then used to work out a general trend in the market. If the price of the stock keeps above this SMA, then that is considered an uptrend. It may be used in conjunction with the 255-day SMA, which represents a single year, or you may combine it with shorter averages to work out whether there is any significant movement in a single market.  Although you could use any indicator, from 30 to 100, most experts consider that the 200 SMA is the perfect point between discovering a trend, and raising a false alarm.

Using the SMA as an indicator

The best way to make use of the 200 day SMA is not as a definitive mark in the trading item, whether that is the Dow itself or some specific market, but as  a guide to alert you that something is happening. If you notice a distinctive change, for example a rise or fall of more than 5%, then you should start to pay more attention to that stock. It might be nothing, and you won’t know until you look at an SMA for more than a year, but keeping an eye on the 200 day mark will give you some indication of what is happening.

the 200-day Moving Average

A long-term trend?

The key to keeping an eye on your stocks is to be aware of any long-term trends. Most commentators tend to rely upon the 200-day SMA as the indicator of movement in the market. Above the trend might be a bullish market, but falling below that can quickly mark the stock as bearish. For example, following the rule would have allowed you to back out of the 2008 crash, keeping your investments safe, and would also have alerted you to the problems in 2011. Therefore, it is a very useful tool when you are trying to buck the trends on the stock market and keep yourself safe. By following the financial trends revealed in the moving average, you can pick up or put down stock as the graph indicates, and you can also use it as an alert system, sending you to your investments in order to keep a closer eye on the market.

Keep up with the trends

If you have decided that the best way to safeguard your investments is to follow the 200-day SMA, and move stocks when they start to move below that line, then you need as many helpful tools and guides as possible. Having charts, and listening to the advice of successful stockholders, can ensure that you get the best results from your stock market investment. With help from successful investors, you can learn how to make the SMA calculations a part of your general investment strategy, and become more successful in your stock market investments.

Learn from the best

When you start out as an investor, you need the help of people that have experience in trading, and can help you to get what you need from your regular investments. For example, making use of Dan Sullivan and The Chartist will give you regular information about how to manage your investments and make more of the stock you buy. As a recognized investor, Dan believes in living his theories by putting his own money on the line. That way, he keeps in touch with investors, and manages his stock alongside his readers. Not only does he believe in keeping his feet on the ground with regular investments, but he also follows a program that might seem to go against your investment instincts. Rather than simply waiting for stock to fall, and then selling it at a better price, he believes that the best system is to buy stocks while they are rising above their 200-day SMA, and sell them while they are still rising. This is a hard thing to learn, but if you can do it, you stand to see great returns on your investments. You can learn more about this strategy, and more, by ordering The Chartist today, or by contacting the team by calling (800) 942-4278 now.

Lexus Floor Mats for Your New Car

You finally went out and got your dream car – the luxury Lexus that you have had your eye on for years. Just sitting behind the wheel of a car like this is thrilling to you and realizing that it is all yours and will be in your driveway for you to enjoy is amazing to you. Now that you have spent good money to get a car like this, you want to make sure you do all you can to protect it inside and out. You need to do more than just general maintenance like oil changes, tire rotation, using the right gas, and getting the car washed. Getting the right Lexus floor mats for your new car will add another layer of protection that your vehicle needs.

Lexus Floor Mats

Beyond the Standard Floor Mats

Most new cars today either come with basic floor mats or provide floor mats to you as an added option for your car. The basic mats are not made well and offer little in the way of lasting protection for your car. They very often slide out place, allowing dirt and debris to penetrate the carpeting and flooring of your car. This dirt can go beyond staining. It can ruin your carpet and lead to the erosion of the floor of your vehicle over time.

Floor Mats That Work

What you really want are Lexus floor mats that stay in place, work well, last, and are priced just right. The mats you are seeking are right here at ToughPRO. They make custom floor mats for hundreds of makes and models of cars, and each mat set is custom made to fit the specific car you own. Their mats are made of a high-quality blended rubber material that is tough and made to hold up to any type of weather and trap dirt debris. The mats stay in place, are easy to install and clean, and best of all, are priced just right.

Order Your Floor Mats

Ordering your Lexus floor mats from them at ToughPRO is very simple. Just go to their web page and enter the make, model and year of your Lexus and they will display all the mat options available to you. You can make your choice and place your order, and they will make the mats for you and ship them out right away. You can protect your new car the right way thanks to the floor mats they provide. You can also call them at (855)901-9888.